20 Feb First Home Buyers: Everything You Need To Know
Buying a home is a being deal! Because it is a lifelong investment, there is a truckload of background checks, extended discussions, and the checklist is really endless. Therefore, the ownership of a house shouldn’t be a rushed decision. Before getting into this financial commitment you should be extra careful and diligent while choosing the house.
Along with weighing all the options and aspect of a home, make sure that it is future-proof. This simply means that it meets your family’s needs like connectivity, space, size, etc. Make sure that the property has a good rental as well as selling appreciation value.
If we practically look at the home buying process in today’s era it is not like a buying only a roof under your head with basic necessities like adequate light and running water. It has become more about the different amenities, commute convenience, home automated instruments, luxurious neighbourhood, and fresh surrounding.
So, if you are planning to buy a home then make sure you make a thorough the checklist, zero down your parameters, and distinguish between your needs and wants. To have a clear idea of these aspects you need to ask yourself the following questions.
Is it really the right time?
Don’t buy a home just because your elderly are pushing the thought or your other friends are buying it, even worse it is a parameter of ‘settling down.’ Invest in property of you are going to live there for, at least five years, you are financially sound, also when it is going to act like an asset and not a liability.
How to build finances?
Not everybody is ready with a downpayment so we need to apply for a loan – a mortgage. It should not be taken lightly as you need a stable income, proper savings, and a proper credit history. Once you are clear with the accounting explore the mortgage options and home loan programs and choose what suits your situation.
Why should I go for a reputed builder?
Choosing a reputed builder is always safe as you do not have to carry out a background check, you can be assured that all documentation will be authentic, all amenities will be taken care of, and the house will be built using contemporary design as well as technology. One of the reliable builders in Banglore and Pune is the Vivansaa Group. The company has premium 2 BHK, 3 BHK, residential apartment on the Sarjapur Road, Banglore and Hinjewadi Pune.
Which kind of home will be right for me?
First of all check the locality and proximity form the area and assess the basic amenities like sewerage, power, water, and etc. Also, look out for other facilities such as Infrastructure in the area, healthcare, departmental stores, educational institutes, recreational options, etc.
- Choose the type of house, apartment or independent as per the family size and your budget.
- Understand your needs and look for amenities accordingly.
- Carry out a thorough audit of your finances before applying for a home loan.
- Search for first-time homebuyer programmes that will define your eligibility and sort out queries.
- Add the post-move-in expenses in your budget.
The Vivansaa group offers luxurious homes at Vivansaa Cellandine, Hinjewadi, Pune that has 2 BHK, 3 BHK, residential apartments. They also offer 2 & 2.5 BHK extravagant apartments near Sarjapur Road, Bangalore at the Vivansaa Aurigaa and 4 BHK villa at Vivansaa Baalsam located at the Sarjapur Attibele Road, Bangalore. All the villas and apartments are constructed at the prime locations and provides a comfortable living.